Skip to main content

Applicant Eligibility

Before submitting your application, please review the following program requirements to determine whether the ITF Gold Collateral Funding Program is right for you. These requirements help ensure that applicants understand the qualification process before scheduling an appointment. Meeting these requirements does not guarantee approval, as every application and every eligible gold item is individually reviewed according to ITF's program guidelines.

Who is eligible to apply?

Be the legal owner of the eligible gold

Be at least 18 years of age

Present a valid government-issued photo ID

Have access to Zelle for funding and repayment

Complete the application honestly and accurately

Participate in the professional evaluation process

Eligible Gold Items

ITF may accept the following eligible gold items for professional evaluation:

Gold Chains

Gold Rings

Gold Bracelets

Gold Pendants

Gold Coins

Gold Bars

Gold Earrings

Gold Watches

All items are subject to inspection, testing, and approval.

Minimum Funding Requirement

$350

To qualify for the ITF Gold Collateral Funding Program, your eligible gold must support a minimum funding offer of $350 based on ITF's professional evaluation. If your eligible gold does not support the minimum funding amount, it will not qualify under the current program guidelines.

Professional Gold Evaluation

Every item submitted to ITF is professionally evaluated before a funding decision is made. During the evaluation, we consider:

Purity (karat)

Weight

Overall condition

Current market value

Program eligibility guidelines

This professional evaluation helps determine whether your eligible gold qualifies under the program and the funding amount that may be offered.

Ready to Apply

If you've reviewed the program requirements and believe the ITF Gold Collateral Funding Program is right for you, the next step is to complete the online application. An ITF Representative will review your information and contact you to schedule your appointment. We look forward to providing you with a professional, transparent, and personalized funding experience.

How Do I Get My Item Back?

Your collateral remains securely stored while the agreement is active. Once your agreement has been satisfied according to the agreed terms, your account will be marked paid in full and your collateral will be released.

Return options: Scheduled Pickup, Approved Shipping Methods (additional shipping fees may apply)

Renewal Options

Customers may renew their agreement by paying the applicable service charge before the due date. Each renewal extends the agreement for an additional 14-day term. If payment is not received by the due date, the agreement may automatically renew for up to three (3) consecutive terms.

What Happens If I Don't Repay?

If payment is not received by the due date, the agreement may automatically renew for up to three (3) consecutive 14-day terms. During this period, your collateral remains securely stored and service charges continue to accumulate. If no payment is received and there is no communication after the third automatic renewal term, the account may enter default status.

Apply Now