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Rewarding Our Customers for Building Long-Term Relationships

Important Notice

The rewards described on this page are designed exclusively for ITF customers who participate in the ITF Gold Collateral Funding Program. If you're interested in earning income by referring new customers to ITF, we also offer a separate ITF Referral Partner Program — please contact us to learn more.

Building Long-Term Customer Relationships

At Island Trust Finance, we believe great businesses aren't built one transaction at a time—they're built one relationship at a time. That's why we've developed the ITF Customer Rewards Program to recognize customer loyalty, encourage responsible participation in our program, and reward customers who continue choosing ITF for their temporary funding needs. Whether you're a first-time customer or a returning customer, our goal is to provide more than temporary funding. We strive to deliver a professional experience built on trust, respect, transparency, and exceptional customer service.

On-Time Payment Rewards

We appreciate responsible customers.

Current Customer Reward Schedule

Transactions 1–5: Earn a $5 Customer Reward for each agreement successfully completed on or before the due date

Transactions 6 and Beyond: Earn a $10 Customer Reward for each agreement successfully completed on or before the due date

Customer Rewards may be applied toward eligible future service fees in accordance with the ITF Customer Rewards Program guidelines.

Our On-Time Payment Rewards Program was created to recognize customers who consistently honor the terms of their agreements and continue building a positive relationship with ITF.

Customer Referral Rewards

One of the greatest compliments a customer can give is referring someone they know. Customers who refer friends, family members, coworkers, or others to the ITF Gold Collateral Funding Program may become eligible to receive referral rewards when the referred individual successfully completes a qualified funding transaction.

Current Referral Reward


Earn $25 for each qualified new customer you refer who successfully receives funding through the ITF Gold Collateral Funding Program. There is no limit to the number of qualified customers you may refer.

Referral rewards are issued in accordance with the ITF Customer Referral Rewards Program guidelines.

Preferred Customer Program

Returning customers who consistently satisfy the terms of their agreements, maintain their accounts in good standing, and demonstrate responsible participation may become eligible for our Preferred Customer Program.

As a Preferred Customer, you may become eligible for:

Higher funding limits on future qualified transactions

Priority appointment scheduling

Faster transaction processing

Exclusive customer promotions and special offers

Additional loyalty rewards

Early access to future ITF products and services

Other Preferred Customer benefits introduced as the ITF Gold Collateral Funding Program continues to grow.

Our Preferred Customer Program was created to recognize customers who consistently demonstrate responsibility, professionalism, and a commitment to honoring the terms of their agreements.

By maintaining your account in good standing, you may unlock additional opportunities and benefits that are not available to first-time customers.

As ITF continues to grow, our goal is to expand the Preferred Customer Program with additional rewards, exclusive benefits, and higher funding opportunities that recognize customer loyalty and long-term relationships.

Why We Reward Our Customers

At ITF, we believe loyalty should be recognized. Our Customer Rewards Program was created to thank customers who continue placing their trust in our company while encouraging long-term relationships built on professionalism, honesty, and exceptional customer service.

Our goal isn't simply to complete one transaction. Our goal is to become your trusted funding resource whenever temporary funding is needed. Every customer interaction provides another opportunity to strengthen that relationship, and our rewards programs reflect our appreciation for the confidence our customers place in Island Trust Finance.

Program Guidelines

Customer Rewards, Customer Referral Rewards, and Preferred Customer benefits are subject to the applicable ITF program guidelines. Eligibility requirements, reward amounts, funding opportunities, program benefits, and promotional offers may be updated periodically as the ITF Gold Collateral Funding Program continues to grow. Higher funding limits are not guaranteed and are determined based on a customer's account history, professional evaluations, available funding capital, and continued compliance with ITF's program guidelines. Island Trust Finance reserves the right to modify, suspend, or discontinue any rewards program, funding benefit, or promotional offer in accordance with its business policies and program guidelines.

Start Building Your Rewards Today

Your first transaction is more than the beginning of a funding agreement—it's the beginning of a long-term relationship with Island Trust Finance. Complete your first qualified transaction, satisfy the terms of your agreement, and begin earning the benefits available through the ITF Customer Rewards Program. As you continue building a positive relationship with ITF, you may unlock additional rewards, exclusive customer benefits, and the opportunity to qualify for higher funding limits on future transactions. We appreciate the opportunity to earn your trust and look forward to serving you with professionalism, integrity, and exceptional customer service. Welcome to the ITF family.

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